What Are FedNow® & RTP® Bank Feeds?

How to FedNow Bank Feeds

Request for Payment, a new standard for digital invoicing facilitating real-time payments RTP ® and FedNow ® payments that are instant, final (irrevocable - "good funds") and secure.

Real-Time Payment Automation via Batch Files & RfPsFedNowDownload

FedNow® & RTP® Bank Feeds allow businesses to:FedNowDownload
✔ Initiate real-time payments via batch file processing – Automate bulk transactions for suppliers, vendors, and employees.
✔ Request for Payments (RfPs) via .html linking & invoices – Securely request and process payments with a single click.
✔ Automate recurring payments with database integration – Process scheduled invoices and variable transactions without manual intervention.
✔ Enable MOTO (Mail Order / Telephone Order) payments – Accept secure payments over phone or email, linked directly to bank feeds.FedNowDownload

Using ISO 20022 messaging, every transaction is processed with structured financial data, ensuring accuracy, compliance, and security.FedNowDownload

Ask us How:FedNowDownload
"Automate FedNow® & RTP® batch payments with real-time bank feeds"
"How Request for Payments (RfPs) work with FedNow® & RTP® .html invoicing"
"ISO 20022 pain.001 messaging for instant A2A credit and debit transactions"
"Comparing FedNow® & RTP® bank feeds with ACH, wire transfers, and legacy payments"
"How businesses can use real-time payments for B2B, B2C, and C2B transactions"FedNowDownload

FedNow® & RTP® vs. Legacy Payment MethodsFedNowDownload

Why Real-Time Bank Feeds Outperform ACH, Wires & Manual TransactionsFedNowDownload

FeatureFedNowDownload	FedNow® & RTP® Bank FeedsFedNowDownload	Legacy Payment MethodsFedNowDownload
Processing SpeedFedNowDownload	Instant (24/7/365)FedNowDownload	ACH: 1-3 days, Wires: Same-day but costlyFedNowDownload
Batch PaymentsFedNowDownload	Yes (Automated, ISO 20022 Compliant)FedNowDownload	Limited, often manualFedNowDownload
Request for Payments (RfPs)FedNowDownload	Yes (Secure, Click-to-Pay via .html links)FedNowDownload	No (Invoices require manual payment entry)FedNowDownload
Transaction CostsFedNowDownload	Lower, Transparent PricingFedNowDownload	Higher fees (wire, ACH, credit card interchange)FedNowDownload
Security & Fraud ProtectionFedNowDownload	End-to-End Encryption, Non-ReversibleFedNowDownload	Higher risk of chargebacks & reversalsFedNowDownload
Recurring & Variable PaymentsFedNowDownload	Yes (Automated Database Integration)FedNowDownload	Manual, Requires Scheduled ProcessingFedNowDownload

 

Why Businesses Are Upgrading to FedNow® & RTP®:
✔ Instant payment settlement, reducing cash flow issues
✔ Secure, automated invoicing with Request for Payments (RfPs)
✔ Batch processing for payroll, suppliers, and customer paymentsFedNowDownload

How FedNow® & RTP® Bank Feeds Work for B2B, B2C, & C2B TransactionsFedNowDownload

Efficient, Real-Time Payments Across All Business SectorsFedNowDownload

FedNow® & RTP® Bank Feeds allow businesses to replace outdated payment methods with real-time automation.FedNowDownload

🔹 B2B Transactions: Bulk supplier payments, vendor invoices, corporate disbursements
🔹 B2C Transactions: Instant refunds, e-commerce settlements, payroll & gig worker payments
🔹 C2B Transactions: Customer-initiated bill payments, online purchases, service subscriptionsFedNowDownload

How It Works:
✔ Step 1: Upload a batch file with payment instructions
✔ Step 2: FedNow® & RTP® process A2A credit or debit transactions in real time
✔ Step 3: Payments are automatically reconciled, eliminating manual tracking
✔ Step 4: Transactions are securely confirmed and finalizedFedNowDownload

For businesses handling subscription billing, payroll, supplier invoices, or online transactions, TodayPayments' FedNow® & RTP® processing eliminates delays, lowers costs, and enhances financial control.FedNowDownload

Security & Compliance with ISO 20022 MessagingFedNowDownload

How FedNow® & RTP® Ensure Secure, Fraud-Proof TransactionsFedNowDownload

Unlike credit card payments or traditional ACH transfers, FedNow® & RTP® payments are secure, irreversible, and compliant with financial regulations.FedNowDownload

✔ ISO 20022 Messaging – Ensures standardized, accurate, and traceable transactions
✔ Automated Payment Reconciliation – No manual processing errors
✔ End-to-End Encryption – Prevents fraud and unauthorized access
✔ Regulatory Compliance – Meets financial industry security standards
✔ Final & Non-Reversible Transactions – Reduces risk of chargebacks and fraudFedNowDownload

By utilizing ISO 20022 pain.001 messaging, businesses can automate payments without risk of human error, fraud, or processing delays.FedNowDownload

Upgrade to FedNow® & RTP® Bank Feeds with TodayPaymentsFedNowDownload

Legacy payment systems are slow, inefficient, and expensive—businesses can no longer afford delays in financial transactions.FedNowDownload

With TodayPayments, a premier FedNow® & RTP® processor, businesses can:
✔ Automate batch file processing for instant payments
✔ Send Request for Payments (RfPs) via invoices, .html links, and MOTO
✔ Process recurring & variable payments through database integration
✔ Reduce transaction fees while improving financial security
✔ Offer real-time, bank-feed-integrated payments for B2B, B2C, and C2BFedNowDownload

🚀 Future-proof your payment processing—switch to FedNow® & RTP® Bank Feeds today! 🚀FedNowDownload

🔗 Start Accepting FedNow® & RTP® Payments with TodayPaymentsFedNowDownload