Seamless, Real-Time Payment Processing for Businesses

Today Payments is an Authorized Developer of Intuit offering a highly robust app that supports both QuickBooks’ desktop and online customers, provide merchants with the tools they need so they can focus more time on their customers and businesses, and less time on data entry.

Integrating QuickBooks® & QBO with Real-Time FedNow® & RTP® Bank Feeds

Automating Accounting & Payments with FedNow® & RTP® in QuickBooks®

In today’s fast-moving financial world, businesses need real-time payment solutions integrated directly into their accounting systems. Traditional payment methods like ACH, checks, and credit cards are slow, expensive, and prone to errors.

By integrating FedNow® & RTP® bank feeds into QuickBooks® & QBO, businesses can automate batch payments, process Request for Payments (RfPs), and enable recurring transactions using:

✅ Batch File Processing for Bulk Transactions
✅ Instant Payments via A2A Credit & Debit Transactions
✅ ISO 20022 Messaging for Secure & Structured Payments
✅ MOTO (Mail Order / Telephone Order) & Invoicing via .html Links

With TodayPayments, a premier FedNow® & RTP® processor, businesses can seamlessly integrate real-time payments into their QuickBooks® workflow, eliminating manual processing, reducing costs, and improving cash flow.


QuickBooks Pro Software QuickBooks Accounting Software Image
  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

Ask about our special:

Automated Payments & Bank Feeds for Faster Accounting

By integrating FedNow® & RTP® into QuickBooks® (both desktop and QBO), businesses can:FedNowDownload

✔ Initiate real-time payments through batch file processing – Automate bulk vendor payments and payroll.
✔ Send Request for Payments (RfPs) with .html linking – Get paid faster with instant invoice payments.
✔ Enable database-driven recurring transactions – Automate variable payments without manual entry.
✔ Process MOTO transactions securely – Accept payments via phone, email, or invoice links.
✔ Streamline reconciliations with ISO 20022 bank feeds – Eliminate errors and improve financial reporting.FedNowDownload

This integration saves time, reduces errors, and ensures immediate transaction settlements, keeping businesses financially agile and operationally efficient.FedNowDownload


Ask us how:FedNowDownload

"Integrate QuickBooks® & QBO with FedNow® & RTP® bank feeds"
"How to automate batch payments in QuickBooks® with real-time payments"
"Request for Payments (RfPs) and invoicing via .html links in QBO"
"ISO 20022 pain.001 messaging for instant A2A credit and debit transactions"
"Best way to use QuickBooks® for real-time B2B, B2C, and C2B transactions"FedNowDownload


FedNow® & RTP® vs. Traditional Payment Methods in QuickBooks®FedNowDownload

Why Real-Time Payments Outperform ACH, Wires, & Credit CardsFedNowDownload

FeatureFedNowDownload

FedNow® & RTP® Integration in QuickBooks®FedNowDownload

Traditional Payment MethodsFedNowDownload

Processing SpeedFedNowDownload

Instant (24/7/365)FedNowDownload

ACH: 1-3 days, Wires: Same-day but costlyFedNowDownload

Batch PaymentsFedNowDownload

Yes (Automated, ISO 20022 Compliant)FedNowDownload

Limited, often manualFedNowDownload

Request for Payments (RfPs)FedNowDownload

Yes (Instant Payment Requests via .html Links)FedNowDownload

No (Manual invoice payments required)FedNowDownload

Transaction CostsFedNowDownload

Lower, Transparent PricingFedNowDownload

Higher fees (wire, ACH, credit card interchange)FedNowDownload

Reconciliation SpeedFedNowDownload

Real-Time Bank Feeds in QuickBooks®FedNowDownload

Manual reconciliation requiredFedNowDownload

Security & Fraud ProtectionFedNowDownload

End-to-End Encryption, Non-ReversibleFedNowDownload

Higher risk of chargebacks & fraudFedNowDownload

 

Why Businesses Are Upgrading to QuickBooks® & FedNow® Integration:
✔ Eliminate waiting periods for supplier & customer payments
✔ Automate batch processing for payroll & invoices
✔ Reduce payment processing fees while increasing cash flowFedNowDownload


How FedNow® & RTP® Works in QuickBooks® for B2B, B2C, & C2B TransactionsFedNowDownload

Seamless, Real-Time Payment Processing for BusinessesFedNowDownload

FedNow® & RTP® integration allows businesses to instantly process financial transactions inside QuickBooks®, eliminating delays and reducing errors.FedNowDownload

🔹 B2B Transactions: Automate supplier/vendor payments, bulk payroll processing, corporate disbursements.
🔹 B2C Transactions: Process instant refunds, e-commerce settlements, and contractor payments.
🔹 C2B Transactions: Accept customer-initiated payments for invoices, service fees, and subscriptions.FedNowDownload

How It Works:
✔ Step 1: Upload a batch file with multiple payments inside QuickBooks®
✔ Step 2: Payments are processed in real-time via FedNow® & RTP®
✔ Step 3: Instant bank feed reconciliation ensures accuracy
✔ Step 4: Customers & vendors receive real-time payment confirmationsFedNowDownload

This integration eliminates human errors, speeds up transaction settlements, and enhances cash flow management.FedNowDownload


Security & Compliance with ISO 20022 MessagingFedNowDownload

How FedNow® & RTP® Ensure Secure, Fraud-Proof TransactionsFedNowDownload

Unlike ACH, credit card payments, or wire transfers, FedNow® & RTP® transactions are secure, encrypted, and compliant with global financial regulations.FedNowDownload

✔ ISO 20022 Messaging – Ensures standardized, accurate, and traceable transactions
✔ Automated Payment Reconciliation – No manual processing errors
✔ End-to-End Encryption – Prevents fraud and unauthorized access
✔ Regulatory Compliance – Meets financial industry security standards
✔ Final & Non-Reversible Transactions – Reduces risk of chargebacks and fraudFedNowDownload

By using ISO 20022 pain.001 messaging, businesses can streamline payments, eliminate processing errors, and maximize financial efficiency.FedNowDownload


Upgrade to QuickBooks® & FedNow® Integration with TodayPaymentsFedNowDownload

Legacy payment systems slow down business operations and increase costs—real-time payments enhance financial agility and improve cash flow.FedNowDownload

With TodayPayments, a premier FedNow® & RTP® processor, businesses can:
✔ Automate batch payments & real-time transactions inside QuickBooks®
✔ Send Request for Payments (RfPs) via invoices, .html links, and MOTO
✔ Process recurring & variable payments through database integration
✔ Reduce transaction fees while improving financial security
✔ Offer real-time, bank-feed-integrated payments for B2B, B2C, and C2BFedNowDownload

🚀 Future-proof your QuickBooks® payments—switch to FedNow® & RTP® Bank Feeds today! 🚀FedNowDownload

🔗 Start Accepting FedNow® & RTP® Payments with TodayPaymentsFedNowDownload

Request for Payment

Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

Pricing with our Request For Payment Professionals
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 1) Free ISO 20022 Request for Payment File Formats, for FedNow and Real-Time Payments (The Clearing House) .pdf for you manually create "Mandatory" (Mandatory data for completed file) fields, start at page 4, with "yellow" highlighting. $0.0 + No Support


2) We create .csv or .xml formatting using your Bank or Credit Union. Create Multiple Templates. Payer/Customer Routing Transit and Deposit Account Number may be required to import with your bank. You can upload or "key data" into our software for File Creation of "Mandatory" general file.

Fees = $57 monthly, including Support Fees and Batch Fee, Monthly Fee, User Fee, Additional Payment Method on "Hosted Payment Page" (Request for file with an HTML link per transaction to "Hosted Payment Page" with ancillary payment methods of FedNow, RTP, ACH, Cards and many more!) + $.03 per Transaction + 1% percentage on gross dollar file,


3) Payer Routing Transit and Deposit Account Number is NOT required to import with your bank. We add your URI for each separate Payer transaction.

Fees Above 2) plus $29 monthly additional QuickBooks Online "QBO" formatting, and "Hosted Payment Page" and WYSIWYG


4)
Above 3) plus Create "Total" (over 600 Mandatory, Conditional & Optional fields of all ISO 20022 Pain .013) Price on quote.

Start using our Bank Reconciliation:

Request for Payment Bank Reconciliation

 Dynamic integrated with FedNow & Real-Time Payments (RtP) Bank Reconciliation: Accrual / Cash / QBO - Undeposited Funds




Give Us A Call

(866) 927-7180


Apply NOW

Stop Going to Your Bank to Deposit Checks!

Our office

Today Payments Merchant Services
2305 Historic Decatur Road, Suite 100
San Diego, CA 92106
(866) 927-7180